Advocacy Advance Premium Tax Credit

CHA wants health coverage purchased through the individual insurance marketplace to remain affordable for close to 24 million Americans who rely on it.

Specifically, we are working to preserve the health care tax credit that has made it possible for millions of working Americans to afford coverage since 2021. Without congressional action, this tax credit will expire at the end of 2025, and American families will see huge increases in their health care premiums, putting coverage out of reach for millions. On average, premiums will increase 93% if the tax credits are allowed to expire, and an estimated 5 million Americans will lose health coverage entirely, including nearly 2 million people with chronic conditions.

Advance Premium Tax Credit - Social Toolkit

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Tell Congress to Preserve Affordable Health Coverage

If the tax credit expires, a typical family of four making $125,000 would see their health care premiums increase by $7,700. For a 60-year-old couple with an income of $80,000, premiums would skyrocket by $17,500. For a family of four making $64,000, it would be a $2,600. Congress must act now to stop this premium spike.

How Will the 2025 Reconciliation Law Affect the Uninsured Rate in Each State?

View the KFF Interactive Map